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Most people think that if they have a SSL certificate (i.e. there’s a lock in the browser) then they are PCI Compliant. Not true. Did you know that if you have FTP access to your website, then you are automatically disqualified from being PCI Compliant (SAQ C). Also, if your database server is on the same machine as your web server (most are), you also can’t pass the PCI test.
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